Monday, November 12, 2012

We Graduated!!!!

     So for the past couple months Casey and I have been going to Dave Ramsey's Financial Peace University class at our church on Wednesday nights, but as of the end of October we graduated!  While I have missed going to Bible class and eating a relaxing dinner with mi familia, the Hixon House has already begun to see blessings from this class that if we stick with it and follow the lessons we learned in the course we truly will have financial peace.  One of the things I loved most about this class is how spiritually minded and focused Dave Ramsey is.  Each lesson includes numerous scriptures, and the end result of the class is to set you up to be financially secure so that you will be able to give to others like never. He really emphasizes the importance of helping those in need and remembering where our treasure is, how it's not the material things of this world, but about the wonderful God we serve/follow who is the owner/creator of all things.
     I also enjoyed the common sense-ness of it all!  Even though I have a finance degree and might know a few more facts about all that crazy financial stuff, I still felt like Dave Ramsey explained it in a very simplistic and basic way, so that those whose talents are in other areas still know what to do.  Planning for the future and evaluating how the money you receive is spent can be very overwhelming and stressful, but this class did a great job of breaking it down into manageable steps.  Casey and I thankfully both were more on the frugal side (though he will be the first to tell you I have a immense weakness for clothes/shoes/jewelry) and did a pretty good job of saving before we were married.  I'm so thankful we took this early on in our married life together because it really made us get on the same page together and get us financially off to a great start.  Taking this class made us tell our money where to go versus it telling us where it went.
     There have definitely been some adjustments the Hixon house has had to make, such as saying so long to my monthly massage membership at Massage Envy and less eating out, but you know we are still making it with food in our stomach, clothes on our back, and a roof over our head!!  It amazed me that once you are forced to really look at your spending with a fine tooth comb how much of what we buy is a want versus a need, which results in a lot of wasteful purchases.  It's nice to see so much $ going to savings and being able to pay off that nasty debt.  I highly recommend this class to anyone and a nice perk is that once you take the class, you have a lifetime membership so you can back at anytime and do the class for free!

"For where your treasure is, there your heart will be also." Luke 12:34

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